Free calculators, transparent formulas and practical guides for loans, investments, taxes, salary and business decisions.
All 35 calculators are free to use without login, payment or daily limits.
Calculate monthly EMI, total interest and total repayment for any reducing-balance loan.
Calculate now →Estimate a home-loan EMI and the interest paid across the selected tenure.
Calculate now →Calculate the financed amount and monthly EMI after a vehicle down payment.
Calculate now →Estimate the EMI and total borrowing cost of a personal loan.
Calculate now →Plan the monthly repayment and total interest for business funding.
Calculate now →Estimate a loan amount from income, obligations, FOIR, interest rate and tenure.
Calculate now →Compare two loan offers by EMI, total repayment and potential savings.
Calculate now →Estimate compound interest and maturity value with a chosen compounding frequency.
Calculate now →Calculate interest when the original principal remains unchanged.
Calculate now →Calculate compound growth with yearly, quarterly or monthly compounding.
Calculate now →Estimate a mutual-fund SIP corpus, invested amount and potential gains.
Calculate now →Project the future value and estimated gain on a one-time investment.
Calculate now →Estimate fixed-deposit maturity and interest for a selected compounding frequency.
Calculate now →Estimate recurring-deposit maturity from monthly deposits and interest.
Calculate now →Project a PPF corpus from annual contributions using an assumed annual rate.
Calculate now →Add GST to a taxable amount and see the CGST/SGST or IGST split.
Calculate now →Add value-added tax to a net amount using the selected rate.
Calculate now →Calculate discount value, final price and savings percentage.
Calculate now →Calculate profit or loss from revenue and total cost.
Calculate now →Find profit amount, margin on selling price and markup on cost.
Calculate now →Measure return on investment from initial cost and final value.
Calculate now →Calculate annualised growth between a beginning and ending value.
Calculate now →Estimate the future cost of today’s expense after inflation.
Calculate now →Estimate the corpus needed to fund inflation-adjusted retirement expenses.
Calculate now →Calculate monthly gross salary from basic pay, HRA, allowances and bonus.
Calculate now →Calculate raise amount and percentage between old and new salary.
Calculate now →Estimate gratuity using last-drawn eligible monthly wages and service years.
Calculate now →Find the units and sales value needed to cover fixed and variable costs.
Calculate now →Calculate how a present amount may grow at a fixed annual rate.
Calculate now →Discount a future amount back to its value today.
Calculate now →Extract GST and taxable value from a tax-inclusive price.
Calculate now →Estimate exempt and taxable HRA using the standard least-of-three method.
Calculate now →Estimate annual and monthly income-tax deduction under an Indian tax regime.
Calculate now →Estimate monthly employee and employer provident-fund contributions.
Calculate now →Estimate net monthly salary after PF, TDS and other deductions.
Calculate now →Use values from your latest loan offer, statement, payslip, invoice or plan.
See the result, formula, assumptions and a complete worked example.
Check current rates, fees and rules with the relevant official source or professional.
A practical way to compare interest, tenure, fees, flexibility and total repayment before borrowing.
Read guide →A clear process for comparing loans, investments, taxes and salary figures.
Use the current loan offer, bank rate, salary structure, invoice or investment statement. Record the date because interest rates, tax rules and product terms can change. A calculator cannot identify an outdated input.
Keep monthly and annual figures separate. An annual interest rate, monthly EMI and yearly salary may appear together, so read every field label before entering a value.
A lower loan EMI can result from a longer tenure and may increase total interest. A higher investment projection can result from an optimistic return assumption. A discount may be followed by tax or delivery charges.
Review the result breakdown, then include processing fees, insurance, taxes, expense ratios, penalties and other product-specific costs where they apply.
Future returns and inflation are uncertain. Run conservative, expected and optimistic cases. For a loan, compare different rates and tenures. For retirement, test higher expenses and a longer life expectancy.
A useful plan remains workable when the outcome is less favourable than expected. Keep an emergency buffer instead of using every rupee of estimated eligibility or monthly surplus.
GST, HRA, TDS, PF and gratuity calculations depend on current law, notifications and individual facts. The website shows common methods and clearly stated assumptions; it does not file a return or determine legal eligibility.
Verify the applicable financial year and use official portals, employer records and a qualified tax or legal professional for important submissions.
General tools explain arithmetic but do not recommend a loan, mutual fund, insurance policy, tax position or security. Risk capacity, cash flow, goals and personal circumstances require a wider assessment.
Use the result to prepare better questions. Use regulated advisers, lenders, employers and government sources to confirm the final action.
Choose the tool that matches your current money decision.
No hidden formulas. No complicated language. Just useful tools and clear guidance.
